If a chicken is injured crossing the road to change a tire, does insurance cover it?

Insurance policies typically provide coverage for injuries “arising out of” the “use” of a covered vehicle. This obviously means driving a car, but what if you are not driving?  What if someone hits you while you are changing your tire, or while out of your car exchanging information with another driver? This varies a lot […]

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Insurance Company Seeks to Avoid Mandatory Arbitration

A woman was rear-ended by another driver. The other driver’s insurance paid policy limits, but this was not enough to cover the personal injury claim. She then sued her own insurance company under her underinsured motorist coverage. Her insurance company moved to set the case for a jury trial, and not first to Mandatory Arbitration. […]

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Insurance Coverage Denied for Man Shot at Nightclub

George confronts Michael at a nightclub. Security throws George out, but later lets him back in. George confronts Michael again, and security throws them both out. Outside, George shoots and seriously wounds Michael. Michael apparently staggered back into the alcove of the nightclub, and allegedly the nightclub security then “dumped him on the sidewalk” on […]

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